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Insurance Needed for your internship

There are several types of insurance that may be needed when you are applying for or receive an internship. Depending on whether the school sponsoring you for the internship covers you under their insurance plan or not will determine whether you need to purchase this insurance yourself. Every school is different, but many schools will cover you under their plans.

The first type of insurance to look into is liability insurance. This protects you in the event that you become injured on the property of the company you are working for and are unable to continue the internship. While this is rare, it can happen, so you should be sure to inquire about this type of internship insurance.

The second type of insurance is health insurance. With the new health insurance laws, everyone is required to have health insurance. Some colleges allow students to join their group plans, while others are covered under their parents’ insurance. This is especially important if your internship is abroad, since you may need certain vaccines prior to traveling. These vaccines will be covered under your medical insurance plan.

Finally, you need to inquire about travel or accident insurance. While it is similar to liability insurance, it mainly covers the cancellation of the internship. Your sponsoring college will often cover you under their plan, but it is best to check.

These are simply a few more steps to take in preparation for your internship. Insurance is very important, so you must ask the right questions of your sponsoring institution or of the company you will be working for.